Your Own Retirement Blog

A Look at How America Ranks

By Your Own Retirement | May 22, 2018

A Look at How America Ranks   In his first year in office, President Trump has promoted his “America first” philosophy. This new focus, with its trade protectionism and tough stance on immigration, has somewhat changed the U.S. narrative on a world scale.1   Considering this new emphasis on America first, perhaps it’s worth looking…

Investing in Europe

By Your Own Retirement | May 11, 2018

Investing in Europe It’s often said that when one asset class falters, others are likely rising. To some extent, this may be occurring with U.S. equities. The stock market correction that started in February amid fears of rising inflation has continued through March with the threat of a global trade war.1   According to Bank…

Investment Themes for This Year

By Your Own Retirement | May 4, 2018

Investment Themes for This Year In the investment community, all eyes are on inflation this year. Economic analysts at Merrill Lynch anticipate further tightening in the labor market, to the tune of 3.9 percent unemployment by the end of 2018. Along with the tightened labor situation, they also expect personal consumption expenditure (PCE) inflation rising…

Falling Assets

By Your Own Retirement | March 2, 2018

Falling Assets Here’s some good news: The Center for Retirement Research (CRR) at Boston College reports that between 2013 and 2016, households led by someone between age 55 and 64 in the second-highest income quintile had an increase in retirement income. These wealthy households more than doubled their combined 401(k)/IRA assets – to a median…

Retirement Conversations: What Do You Do?

By Your Own Retirement | February 23, 2018

Retirement Conversation: What Do You Do? We spend a lifetime working, building a career, raising a family, etc. Then we retire, and some unsuspecting acquaintance asks, “What do you do?” It’s a whole new ballgame now. This can be a difficult question for new retirees. Our gut instinct is to identify ourselves by our occupations…

Study Proves Aging a One-Way Process

By Your Own Retirement | February 16, 2018

Study Proves Aging is a One-Way Process As you may have already suspected, aging is not a reversible process. This was confirmed in a new study titled “Intercellular Competition and Inevitability of Multicellular Aging,” in which researchers concluded it’s impossible to halt the aging process in multi-cellular organisms like humans.1 Scientists have found a cellular…

Exclusive vs. Inclusive Investing

By Your Own Retirement | February 9, 2018

Exclusive vs. Inclusive Investing There are many different approaches to investing in the stock market, but most fall under two categories: exclusive and inclusive. Exclusive means conducting thorough research on prospective companies and investing in a portfolio of select, thoroughly vetted securities. One of the advantages of this approach is that if an investor’s research pans…

Innovation Around the World

By Your Own Retirement | February 2, 2018

Innovation Around the World Digital music service Spotify and the popular electronic games Minecraft and Candy Crush Saga all originated in Sweden. The country is home to some of the world’s largest technology companies and is second only to Silicon Valley for tech giants.1 Sweden provides free health care, free higher education and outstanding infrastructure…

Artificial Intelligence: Innovation for Today’s World

By Your Own Retirement | December 8, 2017

Artificial Intelligence: Innovation for Today’s World   Artificial intelligence (AI) is rapidly changing the way businesses build products and even provide customer service. We now have automated virtual assistants and “chatbots” answering customer service calls.1 We even have self-driving cars being tested for pizza delivery.2 These quantum leaps in technological advances present both opportunities and challenges.…