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Frequently Asked Questions


What’s the minimum level of assets you require for your clients?
At Your Own Retirement, we work with women who have at least $100k for retirement. We treat all clients with the same degree of care, concern and planning. We encourage any woman who is concerned about her financial future to contact us. At Your Own Retirement, we offer the same level of care, attention and compassion to all clients.

How are you compensated for your services?
We are compensated for insurance sales by commissions paid by the insurance carrier. Our investment services are fee based.

How do you help with emotional and health issues?
We understand the ways finances can affect our emotional health and even our physical health. While we are not qualified in those fields, we're glad to offer referrals to qualified professionals. Of course, you'll always find a caring, concerned professional at Your Own Retirement who will listen, and yes, even hold your hand.

What services and guidance do you offer for legacy protection?
Our firm doesn't provide legal advice, but we can discuss financial products such as life insurance and annuities that can help protect and preserve your legacy. Additionally, we can work with other qualified professionals including attorneys and tax advisors to address your concerns.

What are your qualifications?
Susan Hickey is an Insurance Professional and has passed the Retirement Certified Income Professional (RICP) exam and holds a life and health insurance license in the state of Pennsylvania.

David Hickey is an Investment Adviser Representative and Insurance Professional and is a Chartered Property and Casualty Underwriter (CPCU) and also holds a life and health insurance license in the state of Pennsylvania.